Singaporean payments solutions provider AXS has completed its company-wide digital transformation via GROW with SAP to unify and modernize its core business operations as it expands overseas.

With more than S$20 billion in transactions processed annually, AXS has been providing consumers and merchants with rapid access to over 800 payment services, via its network of over 630 self-service kiosks as well as web-based and mobile applications.

Designed as a no-frills, SME-friendly solution requiring minimal customization, GROW with SAP has allowed AXS to rethink workflows using standardized framework, tools, and guidance.

 “As we looked to expand beyond Singapore, we recognized the opportunity to modernize our legacy systems, which were instrumental in getting us to where we are, and to take us to our next phase of growth,” says Jeffrey Goh, AXS co-founder and group chief executive officer.

“With SAP’s GROW with SAP, we are not only gaining agility, scalability, and speed, but also streamlining our operations to enhance team productivity, allowing us the efficiency to build on the strong foundations we have laid over the past two decades.”

Rapid implementation

To address its operational bottlenecks, AXS implemented GROW with SAP in early 2025, a process that took just three months working collaboratively with partner Nirvasoft, which provided hands-on support to help adapt SAP solutions to AXS’s operational workflows.

During implementation, the company ran its legacy systems in parallel with the new platform to ensure seamless continuity and support. It then replaced its old disconnected systems with a unified ERP ( enterprise resource planning ) platform spanning finance, sales, procurement, and asset management.

Improvements are visible across the business, says AXS. Teams now work from a single source of truth with real-time visibility into operations and financials – reducing manual effort, improving accuracy, and accelerating decision-making.

Procurement and budget approvals happen seamlessly, without needless back-and-forth, according to the company. The finance team no longer waits until the end of the month to get clarity – they have real-time visibility at their fingertips.

Beyond improving efficiency, AXS says, the new system has given the company the operational flexibility to explore AI-driven finance tools and launch new B2B payment solutions, a key growth pillar as it scales regionally.